Aspek Hukum Perjanjian Utang Piutang Tanpa Jaminan (Studi Putusan Nomor 219/Pdt/2020/PT.Smg). eksaminasi. 2025;4(1):1-12. Accessed September 14, 2026. https://jurnal.umpwr.ac.id/eksaminasi/article/view/6273